Careers

 Financial Analyst

• Utilize IPS-Sendero Budgeting & Planning System to consolidate data and prepare the annual budget for review and approval by senior management and the Board of Directors
• Participate with the development and maintenance of modeling and reporting for business unit profitability including expense allocations and transfer pricing methodologies.
• Develop and maintain modeling to report on the Bank’s interest rate risk profile.
• Assist in the enhancement and production of the Bank’s various monthly management and board reports including variance to budget analysis with written commentary and interaction with business units discussing variance concerns.
• Manage the preparation, distribution, consolidation and reporting of the bank-wide annual budget process.
• Produce various reports to provide analysis and commentary regarding performance
• Utilize SNL Financial Online Database to access and research bank data, including branch mapping, demographic analysis, overlaying banking financial data with demographic/mapping tool and peer analytics
• Aid in M&A analytics, including scenario analysis, percentage of cash/stock mix, accretion/dilution analysis, imputed valuation, premium, synergy assumptions, CDI amortization, etc.

• Prepare analysis and reports for the Bank’s lending, investment and deposit
• Strong knowledge of Microsoft Excel, Access, Word and accounting software.

• Knowledge of interpreting and using financial statements presented in SEC portfolios.
• Business Analytic and FISERVS Prologue

• 3-5 years experience working in the banking industry
• College degree in Accounting, Economics, or Finance, MBA a plus.
• Interest in learning all aspects of asset/liability management and budgeting & forecasting, including: interest rate risk, profitability analysis, and transfer pricing.
• Filings, annual reports and other sources.
• Excellent organizational skills.
• Ability to make sound judgments and complete tasks with minimal supervision.
• Excellent verbal and written communication skills.
• Ability to calculate financial ratios, percentages and proportions.
• Run reports to assist the all revenue generating departments (Retail, Lending & CCDC) on a daily, weekly and monthly basis (Sales reporting, banker scorecards, branch incentive plans)
• Meet with Retail team and Senior Management for business reviews
• Assist with ad hoc projects as necessary